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Hamburg's Speicherstadt with the Elbphilharmonie in the evening light

Your property financing. Your options.

Personal. Tailored. Simply better.

Whether you are buying, building or refinancing, at highfive the focus is on you and what you need. With many years of financing expertise, a strong network of banks and exclusive financing options, we find the solution that suits you and your plans.

With personal advice and a clear understanding of your individual needs, we guide you to the right financing.

highfive. Because more is possible.

What you get

Five good reasons for highfive.

  • Fast when it matters.In property financing, every hour can count. Thanks to quick decisions, direct points of contact and well-established processes, we move your financing forward quickly and efficiently.
  • Personal, not impersonal.With us, you are not a case number. We take the time to understand what you want and support you personally, from the first idea through to completion.
  • More options through exclusive partnerships.Our network goes beyond the standard bank comparison. Through special arrangements with banks and long-standing partnerships, we open up financing options that not every broker can offer.
  • One market. Many banks. The right offer for you.We give you a comprehensive overview of the financing options from numerous established banks and financing partners. Transparent, independent in our selection and tailored to your needs.
  • Experience that makes the difference.Every team member brings many years of experience in property financing. We know what the banks require, understand complex financing situations and know what really matters.
Family receiving the keys to their new home

What we help with

The right financing for every project.

  • Buying a propertyYour own home or a second home. We check your budget, equity and available funding before you make an offer.
  • New build and property developersStaged disbursement as construction progresses, commitment fees, KfW (Germany's state development bank) programmes. The construction phase should not cost more than it has to.
  • Follow-up financingUp to five years before the fixed-interest period ends, we lock in today's rates or renegotiate with your bank.
  • ModernisationEnergy-efficiency upgrades and conversions, with funding where it is available.
  • Investment propertyRented properties, portfolios and raising capital against a mortgage-free property for new projects.
Couple in hard hats inspecting the shell of their own house

Your benefits

Five good reasons to trust us.

Free for youThe bank pays us, because it saves on its own advisor.
No Schufa checkAssessment and market comparison leave no entry on your Schufa (German credit agency) record.
Non-bindingNo contract with us, no advance payment.
One point of contactA name and a mobile number, not a hotline.
Across GermanyBy video, by phone or in person.

Calculate it yourself

Your figures. Your options.

Our financing calculators give you clarity on your next steps.

Couple planning their financing at the kitchen table

Frequently asked questions

Five questions customers ask us first.

What does the advice cost me?

Nothing. We are paid by the financing bank. Advice, comparison and documents cost you nothing, even if you decide not to go ahead in the end.

How independent are you really?

No bank holds a stake in highfive and we have no products of our own. The remuneration from the bank is standard across the market and similar for all partners, so your project alone determines our recommendation.

I have little or no equity. Does it still make sense?

Often yes. Equity lowers the interest rate but is not a requirement. Your advisor will work out whether and how it fits, based on your income, the property and the bank.

How quickly will I get approval?

As soon as your documents are complete. We tell you in advance what we need and get everything ready for the bank.

What happens to my data?

Your details are stored only for the purpose of advising you and preparing your financing proposal. We only submit an enquiry to a bank with your consent.

Let's talk about your project.

Free, non-binding, no Schufa check. Result in under 4 minutes.

Start your financing assessment