Calculators · Payment calculator

What is the monthly payment on your financing?

Loan, monthly payment, repayment and fixed-interest period considered together, including remaining debt and interest costs during the fixed-interest period.

Your figures

Purchase price

€

Equity€0 is possible

€

Nominal interest rate p.a.market average for your LTV, as of 30.10.2026

Initial repayment rate

Unscheduled repayment per year

€

Fixed-interest period

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All fields can be edited. The result updates instantly. What you type stays in your browser.

Result

Monthly payment–at 3.99% interest and 1.00% repayment

Loan

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Loan-to-value (LTV)

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Remaining debt after 10 years

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Interest costs over 10 years

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Calculated total termat the same interest rate

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Annuity loan with a constant monthly payment, unscheduled repayment at the end of each year. The pre-filled nominal rate is a market average: DZ HYP mid-swap rate plus the average bank margin by loan-to-value, assuming a 10-year fixed rate. The rate a bank actually offers you is the bank's own decision, based for example on your creditworthiness, the property, equity, fixed-interest period and repayment rate. A specific bank offer can therefore differ from this figure; that alone says nothing about whether it is the best offer. We find the right rate for your situation together with you.

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More calculators

Two more calculators, the same figures.

Budget calculatorHow much property can you afford?The calculator starts from your target monthly payment and your equity, not from the maximum a bank would lend.Calculate budget Early repaymentWhat does early repayment cost?An estimate of the early repayment charge if you redeem a loan before the end of the fixed-interest period, for example on sale or refinancing.Estimate early repayment charge

And now with real rates.

Have your calculation checked against current bank rates. No Schufa (German credit agency) check.

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